Investing typically involves financial risk and many uncertainties. Cambodia Asia Bank understands this and offers a high-interest term deposit product known as the "Investment Deposit Account" to help reduce these uncertainties. With an attractive interest rate offer, saving with Cambodia Asia Bank is a safe investment with zero risk. This product is ideal for those who want stability and growth in their financial portfolios.

Saving is investing.

Account Eligibility

• Individual or Joint Account (Residents and Non-residents)

Limitation

• Minimum deposit per account: KHR 200,000,000 or USD 50,000.
• Maximum deposit per account: KHR 400,000,000 or USD 100,000.
• Maximum Deposit per customer: KHR 1200,000,000 or USD 300,000.
• Fixed Deposit Term: 5 Years.

Benefits

• Yearly health check-up at our partner hospital.
• Receive an airpod for a deposit from USD 50,000/ KHR 200,000,000 to below KHR 400,000,000/USD 100,000.
• Receive an iWatch for the deposit amount of KHR 400,000,000/USD 100,000.
• Receive an iPhone 15 for the deposit amount of KHR 1200,000,000/USD 300,000.
• Waive fee charge on Inward remittance.
• Waive cable fee for a maximum of 2 outward remittances per month.

Interest Rate

Terms and Conditions for Investment Deposit Account

1. Investment Deposit Product Feature

• Investment Deposit is a fixed deposit account.
• The minimum deposit amount is KHR 200,000,000 or USD 50,000 per account.
• The maximum deposit amount is KHR 400,000,000 or USD 100,000 per account.
• The maximum deposit amount per customer is KHR 1200,000,000 or USD 300,000 per account.
• Deposit term: 5 years.
• Investment Deposit Account shall be closed at maturity, with no renewable option.

2. Account Eligibility

• Individual or Joint Account (Residents and non-residents)

3. Requirements

3.1 For locals

• Be at least 18 years old.
• Original and valid National ID or Passport.
• Complete account opening form.

3.2 For Foreigners

• Be at least 18 years old.
• Original and valid Passport (with a valid visa) and any document that proves your residential status (e.g., lease contract, employment contract etc.).
• Complete the account opening form.

4. Account Ownership

• Investment Deposit Account will be opened under the name of the source account.

5. Access to Funds

• Account can be viewed via alternative banking channels enabled by the bank such as CAB Bank Mobile App or at our branches.
• No passbook, ATM card, cheque book will be offered for this account.
• No partial withdrawal is allowed.

6. Interest Payment Method

• Interest will be accrued daily and liquidated monthly.
• The account holder will shoulder 6% withholding tax for residents and 14% for non-residents.

7. Benefits

7.1 Instant reward

• Receive an Airpod for deposit from KHR 200,000,000/USD 50,000 to below KHR 400,000,000/USD 100,000.
• Receive an iWatch for the deposit amount of KHR 400,000,000/ USD 100,000.
• Receive an iPhone 15 for the deposit amount of KHR 1200,000,000/ USD 300,000.
• In case of pre-termination before two years, the bank reserves the right to retrieve the amount equal to the price of the instant reward given.

7.2 The fee charge will be waived for Inward Remittance.

7.3 Waive cable fee for a maximum of 2 outward remittances per month.

7.4 Yearly health check-up at our partner hospital

• Receive a basic course of health check up for deposit from KHR 200,000,000/USD 50,000 to below KHR 400,000,000/USD 100,000.
• Receive a comprehensive course of health check up for deposit from KHR 400,000,000/USD 100,000 to KHR 1200,000,000/USD 300,000.
• In case of pre-termination before two years, the bank reserves the right to retrieve the amount equal to the health check up package given.

8. Pre-termination

• The interest rate will be liquidated monthly to the customer’s source account. In case of pre-termination before 1 year or at 1 year, the bank will retrieve all the liquidated interest from the account.
• The interest rate will be calculated following the table rate in case of pre-termination above one year. However, the customer will not be entitled to any interest after the last monthly interest liquidation.

9. The customer agrees to be bound by the terms and conditions of opening an Investment Deposit account as stipulated in the General Terms and Conditions governing the opening and operation of the account.

10. Cambodia Asia Bank reserves the right to change the terms and conditions contained herein and shall notify the Depositor/s of such changes. The new terms and conditions shall then be binding to the Depositor/s.