Job Responsibilities:

• To develop and manage the trade finance business portfolio to ensure that the targets of portfolio growth, income and quality are achieved.
• Process trade finance transactions including letters of credit, bank guarantee, and bank collection.
• Monitoring bill payments and expiry dates, making payments on maturity dates, by using SWIFT for various purposes, fulfilling documentation requirements for credit facilities.
• Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, and repayment capacity to determine feasibility of granting loans.  
• Conduct a site visit at clients’ business premise and proffered collaterals during loan assessment process to obtain in-depth information concerning to the soundness of their business and purpose of loan application.
• Process and prepare Credit Appraisal Report including detailed loan appraisal writeup and detailed financial analysis of the clients in order to submit to higher authority for loan approval.
• Maintenance of the existing client base and acquisition of new trade businesses from the market.
• Proactively manage trade relationship and portfolio of the existing customers and onboard new trading customers.
• To work closely with Branch Manager, Relationship team to provide support and technical solution under Trade Finance and Remittance services.
• Support in development of policies and procedures for structured Trade finance and Trade Loan products that have been customized for use by the various business (if any)
• Maintain a reporting schedule of defined Key Risk Indicators and measure performance against these on a monthly basis to reduce possible losses due to omissions and mistakes.
• Provide advisory and guidance services to the Bank’s credit staff, credit risk teams and branch network in relation to Trade Finance Loan.
• Provide the training on trade finance product to relevant stake holders and Branch network.
• Prepare and present trade finance loan sales reports and loan industry market updates and market study for Senior Management and Credit Committee
• Perform other tasks as assigned by Line Manager.

Job Qualifications:

• Bachelor degree in business, accounting or finance and banking
• At least 5 years work experience in Banking, 3 years of which should be in a Trade or Credit assessment role.
• Strong credit evaluation and analysis skills with extensive business insights related to trade business loans in Cambodia context.
• Ability to analyze and/or interpret financial statements, prepare and assess credit papers
• Good writing and communication in English.
• Self-confident and self-motivation encourage.
• Good communication skill with customers.
• Responsibility and loyalty with bank.
• Have knowledge of trade finance service and trade loan.
• Understanding work-flow of trade finance.
• Be able to consult trade loan with customers independently
• Ability to work under pressure and in a competitive environment.